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Buildings Insurance Cover
Buildings are such things as your private home and also include such things as outbuildings, swimming pools, tennis courts, garages, greenhouses, hot tubs, septic tanks, fuel tanks, terraces, patios, decks, driveways, footpaths, walls, fences, gates, hedges and fixtures and fittings.

Contents Insurance Cover
Your contents are defined as your household goods, such as all valuables including sports equipment and your personal belongings (and those which are your responsibility) or belonging to members of your family or any other person permanently residing with you.